Showing posts with label Health Insurance Plans. Show all posts
Showing posts with label Health Insurance Plans. Show all posts

Tuesday, April 24, 2012

Health Insurance Premium Plans | Premium Health Insurance Plan Details



Premium  Health Insurance Plans
premium for Insure Health depends on age of the Insured person and the Sum Insured option he/she chooses. Please refer the detailed premium table as below.

Premium Table (In Rs.) (Excluding Service Tax)
Age Group
(In Yrs)
SI-25,000
SI-50,000
SI-75,000
SI-100,000
SI-200,000
91days-35
530
743
902
1,061
1,593
36-45
849
1,168
1,433
1,646
2,124
46-50
1,380
1,911
2,336
2,708
3,983
51-55*
1,540
2,336
2,655
2,974
4,568
56-60*
1,805
2,496
3,080
3,505
5,046
61-65*
2,974
4,143
5,152
5,843
8,552
66-70*
3,930
5,524
6,852
7,755
10,996
71-75*
4,515
6,268
7,808
8,871
12,218

more details available in this site: http://www.apollomunichinsurance.com/insure-health.aspx

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What is Health Insurance and Types of Health Insurance Plans


What is Health Insurance?
It is a contract between the Insurer & the Insured wherein the former agrees to pay to the latter hospitalization expenses to the extent of an agreed sum assured in the event of any medical treatment out of an illness or an injury. In the nutshell the Health Insurance is a policy which covers you & your family against medical expenses due to sickness, accident etc. The Insured in return has to pay a regular premium to the insurer.


Types of Health Insurance Plans
Health Insurance Plans are segregated into three categories, firstly the Mediclaim Plans by Non-Life or General Insurance Companies, secondly the Hospitalization Cash Policy by both Life & Non-Life Insurers and thirdly the Critical Care Plans offered by both Life & Non-Life Insurers.



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